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All agents are NOT alike! Find out why you are in "Coveny Country"....Call us: 847-634-6300.

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Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
The Coveny Team is one of The Top Selling Real Estate Experts™
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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Buying Points ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Will Buying Points Save You Money?

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.

This Financial Calculator requires a Browser with Java Support



Definitions

Term
Number of years for this mortgage. Most common terms are 15 years and 30 years.

Mortgage amount
Total balance for your mortgage.

Interest rate
Annual interest rate for this mortgage without purchasing any discount points.

Years in home
The number of years you expect to live in this home or the number of years before you refinance your mortgage.

Principal and interest
Monthly principal and interest (PI) for this mortgage.

Points rate
Annual interest rate for this mortgage with discount points.

Points
The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Long Grove, Buffalo Grove and Vernon Hills, Illinois
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Illinois Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Long Grove, Buffalo Grove and Vernon Hills 



Real Estate Tips
Remodeling and Renovations >Show And Sell

Real estate agents are often asked "What is the best way to show and sell a home?" Almost every agent can tell you a story about meeting with a prospective seller who has just completed a lot of work to prepare their home for the market. It can be difficult for a real estate agent to tell the seller that their renovations were not the best changes to effectively market their home.

If you are considering making any improvements prior to selling your home, the best advice is to consult with your agent before you make any changes. An experienced real estate agent can provide you with information that can help you decide what kind of improvements will set the stage for a sale. Whether it is paint and wallpaper, remodeling the bathrooms, or updating the kitchen, your real estate agent can guide you toward "neutral" choices which can assist the buyer's imagination.

See All Tips In The "Remodeling and Renovations" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Where was the actual location of the fictional Genovian Consulate in the 2001 Disney comedy, "The Princess Diaries"?

A 
The historic Doheny mansion, located on the campus of Mount St. Mary's College, near downtown Los Angeles.
See More Real Estate Trivia >


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The Coveny Team, REALTOR®, real estate agents and broker for Long Grove, Buffalo Grove and Vernon Hills, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Coveny Team
RE/MAX Prestige

410 Robert Parker Coffin Road
Long Grove, IL. 60047
Phone: 847-634-6300
Fax: 847-634-6266
website: www.covenyhomes.com
Email: susan@covenyhomes.com

The Susan Coveny Team assists their clients by focusing on these seven priorites:

1. Providing Quality Service

2. Providing Professional Advice

3. Delivering a Successful Market Plan through Innovation

4. Addressing the Customer's Individual Needs

5. Team Work

6. Meaningful Communication

7. Continual Professionalism

Legal Disclaimer - No Liability: RE/MAX Prestige, Susan Coveny, Coveny Team, its agents or employees shall not be held liable to anyone for any errors, omissions or inaccuracies under any circumstances. The entire risk for utilizing the information contained on this website or linked to this website, rests solely with the users of this website. The information is subject to inspection and verification by all parties relying on it. No liability for its accuracy/inaccuracy, errors, or omissions is assumed by the sellers or their agents. These listings may be withdrawn or modified without notice at any time. Information Not Warranted or Guaranteed: The official Susan Coveny and Coveny Team website and all pages linked to it or from it, are PROVIDED ON AN "AS IS, AS AVAILABLE" BASIS. Coveny Homes - Susan Coveny MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THOSE OF MERCHANTA BILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO ANY INFORMATION OR USE OF INFORMATION CONTAINED IN THE WEBSITE, OR LINKED FROM IT OR TO IT.

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